All MCQs Tests - VU FIN625 - Credit & Risk Management

Question 1: The Credit Bureau or Credit Reference Agency is a company that __________.

Question 2: All of the following are the activities covered in a credit history or credit report, EXCEPT:

Question 3: Which of the following is the one way for a bank to deal with credit risk?

Question 4: Banks should ensure that the credit risk involved in new products and activities needs prior approval by the __________.

Question 5: Corporate credit scoring is represented through __________.

Question 6: Creditworthiness of a borrower is represented by a numerical expression that is called __________.

Question 7: Which of the following is in many countries, a record of an individual's or company's past borrowing and repaying, including information about late payments and bankruptcy?

Question 8: Which of the following holds your credit history, such as your first bank account, any credit cards you have, or any applications for finance you may have made?

Question 9: All of the following are synonyms for adverse credit history, EXCEPT:

Question 10: Which of the following terms is also called credit history or credit score?